There is no question another wind, flood, hail, or rain storm is in our future. It is always best to do a little preparation now so that you and your family are ready. First, we recommend that you have an agent complete a personal insurance review. There are some key areas of your personal insurance that help you in the event of a storm. These are just a sample of the kinds of questions we might ask you.

  • Do you have flood insurance?
  • If you live in high wind areas, you may need special wind coverage.
  • Are your deductibles in line with your lifestyle?
  • Does your homeowner’s insurance include extra expense coverage? This would provide funds to rent a second home or a hotel room in the event your home needs repairs.

Create An Emergency Kit

  • Three-day supply of food and water
  • Medications
  • Sanitation and personal hygiene items
  • Flashlight
  • Whistle
  • Cash
  • Photocopies of identification and credit cards
  • Batteries
  • Solar power source for smartphone
  • Dust masks for every family member
  • Items for infants such as formula, diapers, bottles, and pacifiers
  • First aid kit