Teach Your Kids About Back To School Safety

Personal Insurance and Safety Update Summer vacation is over and a new school year has started. We will soon start to see the signs of back to school time, including more school busses on the road, and back to school displays in the stores.  Now is the time to start...

What Is Trending In Risk Management

What Is Trending In Risk Management Risk Management Decision Making Talent Are you concerned about the future? Is your risk management program designed and prepared for changes in pricing, economic downturns, healthcare, changes in employment laws and the upcoming...

Can You Live Without Disaster Insurance?

Human caused disasters and natural disasters occur in every state. California has earthquakes and wild fires, Colorado has flooding and wildfires, the Northeast has winter storms and high winds, Florida has flooding and hurricanes, and the Midwest has flooding and...

Prepare Your Business For The Next Disaster

There are many things businesses can do to prepare for the impact of the many natural hazards they face including floods, hurricanes, tornadoes, earthquakes.  Developing an emergency preparedness plan is one of the most important strategic decisions you will make as a...

How To Celebrate July Fourth Safely

How To Celebrate July Fourth Safely Fireworks during the Fourth of July are as American as apple pie, but did you know that two out of five fires reported on that day are started by fireworks, more than for any other cause? So you think it cannot happen to you? Here...

Should Your Business Purchase Interruption Insurance?

When a fire destroyed a fifty-unit apartment complex, the owners found themselves in a tough situation. The owners had insurance to cover the repairs and replacement of all the damaged units, and because the agent had done his job the owners had business income, or...

Does Your Homeowners Insurance Cover Your VRBO?

Does Your Homeowners Insurance Cover Your VRBO? The sharing economy is on the rise in America, with many people using their home for rental property. like homes (with Airbnb or VRBO) More and more people are using services like VRBO and Airbnb to find vacation...
Competitive Contractors Insurance

Competitive Contractors Insurance

­­­­­­Contractors insurance provides insurance and risk services to the construction industry. Insurance can play an important role in; on time and on budget projects.  If your insurance coverage is not written correctly, your business may not survive financially. ...
Risks Property Managers Often Overlook

Risks Property Managers Often Overlook

Real Estate Risk Defined Property managers have unique risks that can only be insured with the right kind of commercial insurance.  Property manager’s insurance can help ensure that property managers and third party interests are protected in the event of a fire or...

Is Your Business Covered For Employment Practices Liability?

Is Your Business Covered For Employment Practices Liability? A Business Insurance Update Today more than ever, employees know their rights under the law. Over the years, the United States has created many federal laws and statutes to protect the rights of individuals...