Trick Or Treat Safety

Trick Or Treat Safety

Trick Or Treat Safety Halloween is approaching.  Kids and adults are looking forward to dressing up and going out to trick or treat in the neighborhood.  With a little bit of planning you can ensure your ghouls and goblins have a frightfully fun time this...
Why A Personal Umbrella Policy Is Right For You

Why A Personal Umbrella Policy Is Right For You

Let’s face it, most of us have limited budgets when it comes to our insurance.  And most people feel insurance is an expensive item.  Generally, auto, homeowner’s, RV, and boat insurance policies cover liability for injuries or property damage...

Business Risks That Keep You Up At Night

Business Risks That Keep You Up At Night Every business has risks, and commercial insurance can respond to many accidents, injuries and claims. But commercial insurance does not cover every risk you may have. The good news is that we have real solutions for your...

Be Prepared For The Next Storm

There is no question another wind, flood, hail, or rain storm is in our future. It is always best to do a little preparation now so that you and your family are ready. First, we recommend that you have an agent complete a personal insurance review. There are some key...

Teach Your Kids About Back To School Safety

Personal Insurance and Safety Update Summer vacation is over and a new school year has started. We will soon start to see the signs of back to school time, including more school busses on the road, and back to school displays in the stores.  Now is the time to...

What Is Trending In Risk Management

What Is Trending In Risk Management Risk Management Decision Making Talent Are you concerned about the future? Is your risk management program designed and prepared for changes in pricing, economic downturns, healthcare, changes in employment laws and the upcoming...

Can You Live Without Disaster Insurance?

Human caused disasters and natural disasters occur in every state. California has earthquakes and wild fires, Colorado has flooding and wildfires, the Northeast has winter storms and high winds, Florida has flooding and hurricanes, and the Midwest has flooding and...

Prepare Your Business For The Next Disaster

There are many things businesses can do to prepare for the impact of the many natural hazards they face including floods, hurricanes, tornadoes, earthquakes.  Developing an emergency preparedness plan is one of the most important strategic decisions you will make...

How To Celebrate July Fourth Safely

How To Celebrate July Fourth Safely Fireworks during the Fourth of July are as American as apple pie, but did you know that two out of five fires reported on that day are started by fireworks, more than for any other cause? So you think it cannot happen to you? Here...

Should Your Business Purchase Interruption Insurance?

When a fire destroyed a fifty-unit apartment complex, the owners found themselves in a tough situation. The owners had insurance to cover the repairs and replacement of all the damaged units, and because the agent had done his job the owners had business income, or...