Newsletter

Your local criminal is getting ready to do some Christmas shopping and he wants your gifts. In California, for example, there were 22,400 burglaries in December 2019, (the latest statistics available) 18% more than the average month.
When you leave your home, keep lights on, close your drapes, and never leave packages on your front porch.  Thieves will follow delivery trucks waiting for an opportunity to strike. Most online retailers send emails and text messages so purchasers know almost immediately when a package has been delivered.
It is important to have the right homeowner’s insurance in place in order for these kinds of claims to be covered. Call us for a free review.
Prevention Tips

• Get a security system
• Stop your mail and newspaper if you are traveling
• Limit landscaping close to your house
• Don’t advertise your vacation on social media
• Leave lights on when gone
• Always lock your garden sheds and garages
• Use a variable light timer to activate lights inside your home
• Lock your doors and windows
• Automated Teller Machine (ATM)
• If you must use an ATM, choose one that is located inside a police station, mall, or well-lighted location. Withdraw only the amount of cash you need.
• Protect your PIN by shielding the ATM keypad from anyone who is standing near you.
• Do not throw your ATM receipt away at the ATM location.
• Automated Teller Machine (ATM)
• If you must use an ATM, choose one that is located inside a police station, mall, or well-lighted location. Withdraw only the amount of cash you need.
• Protect your PIN by shielding the ATM keypad from anyone who is standing near you.
• Do not throw your ATM receipt away at the ATM location.
• If you gone, arrange for your lawn to be mowed
• Have adequate exterior lighting

Automated Teller Machine (ATM)  
 

• If you must use an ATM, choose one that is located inside a police station, mall, or well-lighted location. Withdraw only the amount of cash you need.
• Protect your PIN by shielding the ATM keypad from anyone who is standing near you.
• Do not throw your ATM receipt away at the ATM location.

 
Theft From Vehicles
While you are in the store, criminals are in the parking lot looking for easy ways to get into your vehicle.  Keep all packages in the trunk; always lock your car, park close to the store, and in a well-lit area.

All of us at Neate Dupey Insurance Group appreciate the trust you have placed in us to handle your insurance, and we hope for many years to come!
 

Personal Insurance and Safety Update
The holiday season is in full swing. Over the next several weeks we will all be busy shopping, eating, and traveling. Thieves take full advantage of the holiday season because they know that that there are many expensive items in homes and cars, people are traveling and not home, and that police are overloaded. Should theft occur, home or renter’s insurance will provide coverage for theft or loss if you have the coverage.

Holiday Shopping Safety
Whether you are holiday shopping at the mall, online, or a little of both, keeping yourself and your personal information safe is important. Here are a few holiday shopping safety tips:

Store Shopping Safety Tips:

• Always be aware of your surroundings and don’t let your cell phone distract you.
• Lock your shopping bags in your trunk and make sure car doors and windows are locked.
• Never allow children to make unaccompanied trips to the restroom.
• Always park in lighted areas. DO NOT park in remote areas.
• Shop with a friend.
• Avoid wearing expensive jewelry.
• Avoid carrying large amounts of cash.
• As you return to your car, make sure to keep your car key in your hand.

 
Online Shopping Safety Tips:
 

• Research online retailers to make sure they're legitimate.
• Make sure the website is secure.
• Know your rights and the company's returns policy.
• Keep software and virus protection up-to-date and use strong passwords for online accounts.
• Don't use public Wi-Fi.
• Pay using a credit card.

We work to ensure that your personal insurance provides the protection you deserve and need. With the holidays upon us, now would be a good time to call us for a free personal insurance review. Our trusted insurance professionals are here to help you with every step of the insurance process and can design a personal or commercial insurance policy to fit your needs.


 

Concerns With Online Auto Insurance Coverage
We have all seen the ads on TV, the internet, and radio; “Just 15 minutes can save you thousands.”  We live in a world where we want almost everything fast and easy.  But just because something is fast and easy, doesn’t mean it is the best. These online companies don’t tell you the entire story. In their attempt to sell you quick, low cost, low coverage, insurance, they leave out the fact that you may need more or different coverage.  So, you end up with cheap auto insurance that may not cover you in the event of a claim.

Concerns With Purchasing Online Auto Insurance

• It will take you more than 15 minutes to search, compare, and buy insurance online.
• You will definitely need to have some computer skills to navigate the online application process. If you fill out the application incorrectly, you may purchase the wrong auto coverage and/or pay more than you need to pay.
• If you buy online, you have to become an insurance expert, because you won’t have an advocate to help you.
• What happens when you have a claim and they deny your claim? Who do you call?

The auto insurance companies we use may not be flashy or have funny characters, but they do offer competitive rates, good coverage, and outstanding customer service.
 

Every one of us has certain things that occasionally prevent us from getting a good night’s sleep. These concerns might be a job, kids, an illness, or other problems in life.  Our goal is to make sure that protecting your family with the right insurance is one thing that does not keep you up at night.

Here is how we help you get a good night’s sleep:

1. We never just sell you a policy.  We ask questions and educate you so that the coverage you select is the right fit for you.
2. Insurance is a complex transaction, so we work hard to make sure you understand how insurance works before you make a decision.
3. Our team is licensed, and we have years of experience which helps us better educate and guide you in your insurance needs.
4. We are here to answer any questions you may have regarding your insurance decisions.

According to an Insurance Journal article, here are the top issues that keep people up at night:

• Floods and other natural disasters
• Identity theft
• End of life issues
• Eldercare

We can provide valuable information regarding each of these concerns so that you can make the right decision for you and your family.  Our team will never push you into a hasty decision. That is because we will only offer you an insurance solution after we fully understand your needs.

Connect with us and let us show you how we do it—and help you get a good night’s sleep.
 
 

A Commercial Insurance Update

Your business provides important and needed services to your customers and is a cornerstone in the community.  You also have the responsibility of employing many good people.  It is important to have the best possible combination of business insurance coverage, pricing, and service.
We can help you design a business insurance program that is right for your individual business. We understand that having the right business insurance program can be the difference between recovering from a loss or going out of business.

Business Insurance Considerations

• Do not overlook needed coverage like employment practice liability, business income, and cyber liability.  A business owner’s policy or “BOP” might be a good option for you.
• Work with an independent agent. We can help by recommending coverage options and searching the market for the best options for your business.
• Consider combining your business coverage with your commercial auto to provide additional discounts.
• Have your agent educate you on what kind of business insurance you may need.
• Make sure you read your insurance policies.
• Request that your agent perform an annual program review.  This is a good way to determine if you need other coverage because of business changes. 

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The Neate Dupey Insurance Group had its beginnings in 2010 with the establishment of AMD Insurance Services in Scottsdale, Arizona.

Since then, we have grown to become a boutique independent insurance broking and risk management firm, supported by a large panel of national carriers, with clientele throughout the United States.

We occupy the niche between the big national insurance agencies and the typical suburban or captive agency. This makes us the ideal insurance partner for those clients seeking a combination of personal service and technical expertise.